Personal Insurance
From home and contents to vehicle coverage, Bay Insurance can support your evolving personal insurance needs for you and your family.
Your circumstances constantly change as you progress through life. Failing to review and adapt your personal insurance could mean that you aren’t adequately covered when an unexpected event occurs.
We Are Here To Help

Did you know?
Did you know that personal insurance claims are among the most common types of insurance claims in New Zealand? According to the Insurance Council of New Zealand, about 70% of all insurance claims made each year are for personal insurance, including home, contents, and vehicle insurance.
We can arrange tailored insurance cover for:
Home and Contents Insurance
Would you be prepared if the worst happened, and you lost your home and contents?
We all don't like to think about it, but it's safer to be covered if the impossible happens. Keep your home and contents safe with Bay Insurance.
Landlord Protection
Providing cover for your rental investment properties.
Personal Assets
Providing cover for your classic vehicles, motor cycles, caravans, jet-skis.
Motor vehicle
Providing cover for accident damage, theft, and third party liability.
Best in the business
Why Choose Us?
Complete risk solutions
Get a wide range of services to cover your unique insurance needs.
Flexible Payment options
Flexible premium payment options where clients can opt to pay in instalments.
Claims Management
Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.
Other Insurance Services
Business Insurance
From commercial property to cybercrime, ensuring you have expert support for your business.
Life, Health & Disability Covers
From individual plans to business and employee benefits packages, get expert life insurance solutions tailored to your changing needs.
Get A Free Tailored Quote Today
Contact the team to receive a custom quote for you individually, your family or your business.
Testimonials
What Our Clients Say
Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value.
Phil Strang2023-12-16 We have used Bay Insurance for several years now. Barry and his team have been professionals to deal with and have provided exceptional service attending to some claims we have had. On the back of recommendations to four or five friends, family, and associates, Barry has secured further business and reports back are that they, too, are very pleased with the service and value. Bay Insurance provide some unique wording in their policy's so as to provide better cover, and whilst premiums may not necessarily be cheaper, the cover and service experience offers better overall value for money. Su-an McMahon2023-10-16 Been with Bay Insurance and Mark since moving to the BOP 16 years ago!! Never once been anything other than SUPER impressed. Always so much care and consideration given to us and our business. Always a pleasure team, always xxx Sean O'Sullivan2023-08-21 Great business to deal with. Andy Kennedy2022-09-10 Great service N S2022-03-08 Awesome service always, specially Kate and Angela, they go out of their way to find all the info you need to also save you $$. Very easy to deal with . Graham Jones2021-10-11 Very good . 10/10 Ian Sherwood2021-05-12 Good brokers to look after your insurance needs Logan Rushton2020-08-16 Since moving to Tauranga in 2019 we have found Lydia and the team at Bay Insurance Brokers super helpful. They recently arranged moving some insurance papers with another Tauranga insurance company. I would not hesitate to recommend Bay Insurance Brokers to the community!