Personal Insurance

From home and contents to vehicle coverage, Bay Insurance can support your evolving personal insurance needs for you and your family.

We Are Here To Help

Your circumstances constantly change as you progress through life. Failing to review and adapt your personal insurance could mean that you aren’t adequately covered when an unexpected event occurs.

You will have a dedicated team to take care of all your insurance needs, who are available to review your individual circumstances and recommend appropriate insurance solutions. Most importantly, you will have insurance experts in your corner representing you and managing any claim you may need to make.

Did You Know?

Did you know that personal insurance claims are among the most common types of insurance claims in New Zealand? According to the Insurance Council of New Zealand, about 70% of all insurance claims made each year are for personal insurance, including home, contents, and vehicle insurance.

We Can Arrange Tailored Insurance Cover For:

Home & Contents Insurance

Would you be prepared if the worst happened, and you lost your home and contents?

We all don't like to think about it, but it's safer to be covered if the impossible happens. Keep your home and contents safe with Bay Insurance.

Landlord Protection

Providing cover for your rental investment properties.

Personal Assets

Providing cover for your classic vehicles, motor cycles, caravans, jet-skis.

Motor vehicle

Providing cover for accident damage, theft, and third party liability.

Why Choose Us?

Complete Risk Solutions

Get a wide range of services to cover your unique insurance needs.

Flexible Payment Options

Flexible premium payment options where clients can opt to pay in instalments.

Claims Management

Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.

Other Insurance Services

Business Insurance

From commercial property to cybercrime, ensuring you have expert support for your business.

Life, Health
& Disability Covers

From individual plans to business and employee benefits packages, get expert life insurance solutions tailored to your changing needs.

KiwiSaver Solutions

Ensuring your KiwiSaver contributions maximise your long-term goals.

Get A Free Tailored Quote Today

Contact the team to receive a custom quote for you individually, your family or your business.

What Our Clients Say

Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value.

    
 
 
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   Phil Strang 
 
 
 
  We have used Bay Insurance for several years now. Barry and his team have been professionals to deal with and have provided exceptional service attending to some claims we have had. On the back of recommendations to four or five friends, family, and associates, Barry has secured further business and reports back are that they, too, are very pleased with the service and value. Bay Insurance provide some unique wording in their policy's so as to provide better cover, and whilst premiums may not necessarily be cheaper, the cover and service experience offers better overall value for money.
  
 
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   Su-an McMahon 
 
 
 
  Been with Bay Insurance and Mark since moving to the BOP 16 years ago!! Never once been anything other than SUPER impressed.  Always so much care and consideration given to us and our business.  Always a pleasure team, always xxx
  
 
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   Sean O'Sullivan 
 
 
 
  Great business to deal with.
  
 
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   Andy Kennedy 
 
 
 
  Great service
  
 
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   N S 
 
 
 
  Awesome service always, specially Kate and Angela, they go out of their way to find all the info you need to also save you $$. Very easy to deal with .
  
 
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   Graham Jones 
 
 
 
  Very good . 10/10
  
 
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   Ian Sherwood 
 
 
 
  Good brokers to look after your insurance needs
  
 
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   Logan Rushton 
 
 
 
  Since moving to Tauranga in 2019 we have found Lydia and the team at Bay Insurance Brokers super helpful. They recently arranged moving some insurance papers with another Tauranga insurance company. I would not hesitate to recommend Bay Insurance Brokers to the community!