Life Cover

How will your loved ones be supported in the event of your immediate passing?

Ensure Your Family's Financial Security With Our Life Cover Plans.

At Bay Insurance, we offer tailored solutions that provide a lump-sum payment to your beneficiaries in the event of your passing. This support helps cover living expenses, debts, and future financial needs, giving you peace of mind knowing your loved ones are protected. Explore our comprehensive options and secure your family’s future today.

Is Life Cover Right For Me?

When deciding if life insurance is right for you, consider the following:

Dependents: If you have a partner, children, or other family members relying on your income, life insurance can ensure they are financially supported if you pass away before retirement or saving enough. It can cover costs like paying off a mortgage, funeral expenses, and additional expenses such as childcare or education.

Income: Even without dependents, life insurance can safeguard your earning ability. For instance, if illness forces you to stop working, life insurance can help cover living expenses and bills.

Other debts: Life insurance can also address other debts you may have, including credit cards, personal loans, or hire purchase agreements.

Length of coverage: Some opt for life insurance to match their mortgage term, typically 25 years, ensuring any debts or payments are covered if they pass away during that period.

Other Life Insurance Covers

Health Cover

Do you have ongoing medical conditions or a family history of health issues?

Trauma Cover

Secure lump sum payment support in the case of a traumatic health event.

Income Protection
& Key Person Cover

What would happen if you could no longer work, or if a key person in your business passed away?

Why Choose Us?

Complete Risk Solutions

Get a wide range of services to cover your unique insurance needs.

Flexible Payment Options

Flexible premium payment options where clients can opt to pay in instalments.

Claims Management

Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.

What Our Clients Say

Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value

    
 
 
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   Phil Strang 
 
 
 
  We have used Bay Insurance for several years now. Barry and his team have been professionals to deal with and have provided exceptional service attending to some claims we have had. On the back of recommendations to four or five friends, family, and associates, Barry has secured further business and reports back are that they, too, are very pleased with the service and value. Bay Insurance provide some unique wording in their policy's so as to provide better cover, and whilst premiums may not necessarily be cheaper, the cover and service experience offers better overall value for money.
  
 
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   Su-an McMahon 
 
 
 
  Been with Bay Insurance and Mark since moving to the BOP 16 years ago!! Never once been anything other than SUPER impressed.  Always so much care and consideration given to us and our business.  Always a pleasure team, always xxx
  
 
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   Sean O'Sullivan 
 
 
 
  Great business to deal with.
  
 
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   Andy Kennedy 
 
 
 
  Great service
  
 
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   N S 
 
 
 
  Awesome service always, specially Kate and Angela, they go out of their way to find all the info you need to also save you $$. Very easy to deal with .
  
 
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   Graham Jones 
 
 
 
  Very good . 10/10
  
 
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   Ian Sherwood 
 
 
 
  Good brokers to look after your insurance needs
  
 
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   Logan Rushton 
 
 
 
  Since moving to Tauranga in 2019 we have found Lydia and the team at Bay Insurance Brokers super helpful. They recently arranged moving some insurance papers with another Tauranga insurance company. I would not hesitate to recommend Bay Insurance Brokers to the community!

Protecting What Matters To You, Matters To Us.

“You will have a dedicated team to take care of all of your insurance needs, who are available to review your circumstances and recommend appropriate life insurance solutions. Most importantly, you will have insurance experts in your corner representing you and managing any claim you may need to make.”

Kathryn Lemoto, Advisor