KiwiSaver Solutions
Ensuring your KiwiSaver contributions maximise your long-term goals.
We Are Here To Help
Choose the right fund, the right contribution percentage and the right investment with the support of Bay Insurance to ensure you maximise your investment.
Bay Insurance will continually monitor your individual circumstances, ensuring that the level of risk is calculated based on the most up-to-date information and your unique financial goals. Our team is dedicated to adjusting your plan as needed to align with your evolving needs and market conditions. KiwiSaver can be used for various means
- Retirement Savings: Access funds at age 65.
- First Home Purchase: Use savings for a deposit and purchase after three years of contributions.
- Financial Hardship: Withdraw funds in cases of significant financial difficulty.
- Serious Illness: Access savings if a serious illness affects your ability to work or threatens your life.
- Permanent Emigration: Withdraw funds (minus government contributions) after one year abroad.
- Life-shortening Conditions: Early access for conditions that significantly shorten life expectancy.
- Overseas Transfer: Transfer savings to a comparable retirement scheme if moving permanently.
Did you know?
The average New Zealander needs around $645,000 to $1,180,000 for a comfortable retirement. According to the Retirement Expenditure Guidelines by Massey University, this range varies depending on whether you plan to live in a city or a rural area and your expected lifestyle.
Factoring in your KiwiSaver contributions, personal savings, and other investments is crucial to ensure you have sufficient funds to enjoy your retirement without financial stress. Planning early and reviewing your retirement strategy regularly can help you achieve your retirement goals.
Best in the business
Why Choose Us?
Complete risk solutions
Get a wide range of services to cover your unique insurance needs.
Flexible Payment options
Flexible premium payment options where clients can opt to pay in instalments.
Claims Management
Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.
Other Insurance Services
Business Insurance
From commercial property to cybercrime, ensuring you have expert support for your business.
Personal Insurance
Life, Health & Disability Covers
From individual plans to business and employee benefits packages, get expert life insurance solutions tailored to your changing needs.
Get A Free Tailored Quote Today
Contact the team to receive a custom quote for you individually, your family or your business.
Testimonials
What Our Clients Say
Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value.
