Life, Health & Disability Covers

Cover for you, your family, or business.

Sign Up For Life, Get $250 Credit

We Are Here To Help

At Bay Insurance, you will have a dedicated team to take care of all of your life, health & disability insurance needs. Whether you are an individual or a business, we will comprehensively review your circumstances and provide a tailored solution for your needs. Most importantly, you will have a team of passionate insurance experts in your corner. Because protecting what matters to you most, matters to us.

We can arrange tailored insurance cover for your individual needs:

Income Protection &
Key Person Cover

What would happen if you could no longer work, or if a key person in your business passed away?

Health Cover

Do you have ongoing medical conditions or a family history of health issues?

Trauma Cover

Secure lump sum payment support in the case of a traumatic health event.

Life Cover

How will your loved ones be supported in the event of your immediate passing?

What Will My Life Insurance Cost?

Curious about your insurance costs? Get an instant quote with our Premium Calculator. Fast, easy, and tailored to your needs. See your rates in seconds and take the first step toward better coverage today.

Best in the business

Why Choose Us?

Complete risk solutions

Get a wide range of services to cover your unique insurance needs.

Flexible Payment options

Flexible premium payment options where clients can opt to pay in instalments.

Claims Management

Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.

Other Insurance Services

Business Insurance

From commercial property to cybercrime, ensuring you have expert support for your business.

Personal Insurance

From home and contents to vehicle coverage, supporting your evolving personal insurance needs.

KiwiSaver Solutions

Ensuring your KiwiSaver contributions maximise your long-term goals.