Health Cover

Do you have ongoing medical conditions or a family history of health issues?

Why Do You Need Health Cover?

Life is unpredictable, and an unexpected health issue can significantly impact your financial stability. Health Cover ensures you have the necessary support to manage medical costs, living expenses, and any required lifestyle changes if you face a serious illness or injury.

Is Health Cover Right For Me?

To decide if health cover is right for you, consider a few key points. If you have ongoing medical conditions or a family history of health issues, it can help manage regular treatments and emergencies. Financially, it can ease the burden of surgeries, specialist consultations, and hospital stays, especially if out-of-pocket costs are a concern.

Think about your access to healthcare services. Health cover often means quicker access to elective surgeries and specialists. Your lifestyle and age matter too; younger people or those in high-risk activities might need more coverage. As you age, the need for medical services grows.

If you have a family, health cover ensures they get necessary care without long waits or big expenses. It also provides peace of mind, knowing you’re protected against unexpected medical costs. Lastly, check if your employer offers health cover as part of your benefits package, which can be a cost-effective option.

By weighing these factors, you can decide if health cover meets your needs and gives you the protection and peace of mind you want.

We Can Arrange Tailored Insurance Cover For:

Financial Security

Ensures ongoing financial support if you can't return to work.

Comprehensive Support

Covers medical bills, rehabilitation costs, and necessary home modifications.

Peace of Mind

Provides stability for you and your family during challenging times.

Protecting What Matters To You, Matters To Us.

“At Bay Insurance, we proudly support our countless clients with their health insurance needs every day. The close relationships we form with our customers is why I love working here.”

Kathryn Lemoto, Advisor

What Our Clients Say

Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value

    
 
 
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   Phil Strang 
 
 
 
  We have used Bay Insurance for several years now. Barry and his team have been professionals to deal with and have provided exceptional service attending to some claims we have had. On the back of recommendations to four or five friends, family, and associates, Barry has secured further business and reports back are that they, too, are very pleased with the service and value. Bay Insurance provide some unique wording in their policy's so as to provide better cover, and whilst premiums may not necessarily be cheaper, the cover and service experience offers better overall value for money.
  
 
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   Su-an McMahon 
 
 
 
  Been with Bay Insurance and Mark since moving to the BOP 16 years ago!! Never once been anything other than SUPER impressed.  Always so much care and consideration given to us and our business.  Always a pleasure team, always xxx
  
 
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   Sean O'Sullivan 
 
 
 
  Great business to deal with.
  
 
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   Andy Kennedy 
 
 
 
  Great service
  
 
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   N S 
 
 
 
  Awesome service always, specially Kate and Angela, they go out of their way to find all the info you need to also save you $$. Very easy to deal with .
  
 
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   Graham Jones 
 
 
 
  Very good . 10/10
  
 
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   Ian Sherwood 
 
 
 
  Good brokers to look after your insurance needs
  
 
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   Logan Rushton 
 
 
 
  Since moving to Tauranga in 2019 we have found Lydia and the team at Bay Insurance Brokers super helpful. They recently arranged moving some insurance papers with another Tauranga insurance company. I would not hesitate to recommend Bay Insurance Brokers to the community!