Business Insurance
From commercial property to cybercrime, Bay Insurance will ensure you have expert support for your evolving business.
Being a business owner is hard enough, let alone worrying about insurance! Our expert team is here to support you.
We Are Here To Help
Rest assured, Bay Insurance is here take care of all of your business insurance needs. Our brokers can review your business circumstances and recommend appropriate insurance solutions. Most importantly, you will have insurance experts in your corner representing you and managing any claim you may need to make.
Did you know?
70% of small businesses in New Zealand are underinsured? According to a recent survey by the Insurance Council of New Zealand, many business owners underestimate the value of their assets and the potential risks they face.
We can arrange tailored insurance cover for:
Commercial Property
As the owner of commercial property, you need to ensure you have the correct cover to protect your investment and fulfil your obligations to tenants.
Not having the right cover for your property could spell disaster, and In most cases, you won’t find out until it comes time to claim.
Don't leave it to chance, get the right advice from our team of experts.
Cyber
Cybercrime can have detrimental consequences for your business.
These days, it is not a matter of ‘if’ you’re a victim of cybercrime but ‘when’ and ‘how often’. Regardless of the size of your business, anyone operating on computer-based systems is a potential target for cyber attacks.
Trades
These days, health and safety obligations are more onerous than ever before.
Are you correctly covered if the worst should happen?
We know you don’t always have the time or desire to understand the small print on your insurance, so we’re here to give you the confidence that you’re covered for what you need at the value you want.
Business Assets
We ensure you have the right cover for loss or damage to your commercial buildings, contents, plant stock and other assets.
Business Vehicles
We ensure you have the correct insurance to keep your drivers on the road, to minimise unnecessary disruption to your business.
Business Liability
Legislation is constantly changing, and we're on top of these changes, so we know what cover your business needs, so you're always protected.
Business Interruptions
We suggest how you can be covered against different factors that interrupt your business, so you’re not out of pocket while your doors are closed.
Key Person
We help reduce the impact of the loss of a key person within your business preventing loss of revenue or potential increase in costs.
Crime Exposures
We cover you from employee fraud and theft.
Best in the business
Why Choose Us?
Complete risk solutions
Get a wide range of services to cover your unique insurance needs.
Flexible Payment options
Flexible premium payment options where clients can opt to pay in instalments.
Claims Management
Have a Claims Manager who is always available and dedicated to get the best possible outcome for you.
Other Insurance Services
Personal Insurance
Life, Health & Disability Covers
From individual plans to business and employee benefits packages, get expert life insurance solutions tailored to your changing needs.
Get A Free Tailored Quote Today
Contact the team to receive a custom quote for you individually, your family or your business.
Testimonials
What Our Clients Say
Insurance policies can be complex. We understand that you may feel overwhelmed, and we want to create clarity to ensure you receive the best policy, that delivers on both coverage and value.